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Miles by DiscoverŪCard |
| Issued by: Morgan Stanley |
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• 12,000 Bonus Miles*
• Double miles on travel |
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Good Excellent |
| Annual APR% |
10.99%var. 1 |
| Annual Fees |
$0 |
| Introductory APR% |
0%fix. 2 |
| Introductory Period |
6 months |
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| Issuer's Description: |
| Let your everyday purchases take you where you want to go with the Miles by DiscoverŪ Card and Travel with no Restrictions book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings. Earn Miles Faster Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases. Redeem faster with more options choose a travel credit to your account, gift cards from 50 brand-name Partners or cash. Plus, receive 12,000 Bonus Miles* and enjoy 0% Intro APR* on Purchases and Balance Transfers for 12 months.
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
10.99% var. 1 |
10.99% var. 1 |
23.99% fix. 2 |
| Introductory APR% |
0% fix. 2 |
0% |
none |
| Introductory Period |
6 months |
6 months |
none |
| Default APR% |
28.99% var. 1 |
28.99% var. 1 |
28.99% var. 1 |
| Minimum Grace Period |
25 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
n/a |
$10 |
$5 |
| Maximum |
n/a |
$75 |
none |
| Fee Rate |
n/a |
n/a |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
$15 on balances up to $500, and $39 on balances over $500. |
| Annual Fees |
$0 |
| Misc. Fees |
OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500. |
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| Card Notes & Features |
- Travel with no Restrictions book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings
- Earn Miles Faster Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases
- Redeem faster with more options choose a travel credit to your account, gift cards from 50 brand-name Partners or cash
- 0% Intro APR* on Purchases and Balance Transfers for 6 months
- 12,000 Bonus Miles*
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