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WorldPoints™ Platinum Plus™ Visa® Credit Card Credit Card Reviews

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WorldPoints™ Platinum Plus™ Visa® Credit Card
Issued by: Bank of America



	• Earn 1 Point for every dollar you spend in net retail purchases •

Card Highlights:

Card Category

Consumer

Credit Required

Good / Excellent

Annual APR%

7.9% or 13.99%^{fix. 2}

Annual Fees

Introductory APR%

none^*

Introductory Period

none

*0% Intro APR applies to balance transfers and cash advance checks for your first 12 billing cycles

Issuer's Description:

7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts. 0% Introductory Annual Percentage Rate (APR)on balance transfers and cash advance checks for your first 12 billing cycles. No Annual Fee. Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. 100% fraud protection. Online account access and Points management.

CardPick Review:

Credit Card Rates	Purchases	Balance Transfers	Cash Advances
Annual. APR%	7.9% or 13.99%^{fix. 2}	7.9% or 13.99%^{fix. 2}	19.99% ^{fix. 2}
Introductory APR%	none ^*	0% ^{fix. 2}	0%^{fix. 2}
Introductory Period	none	12 billing cycles	12 billing cycles
Default APR%	see terms	see terms	see terms
Minimum Grace Period	20 days	none	none

Credit Card Fees	Foreign Exchange	Balance Transfers	Cash Advances
Minimum	none	$10	$10
Maximum	none	none	none
Fee Rate	3%	3%	3%

Other Fees
Setup Fee	$0
Late Payment Fee	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Annual Fees	$0
Misc. Fees	Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000

Card Notes & Features

7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts.
0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
No Annual Fee
Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
Online account access and Points management

Card Ratings
CardPick Rating:	User Rating:
	(Based on: 1 vote)


This Credit Card application has received: 71 user clicks.


Also See: Retail Points Credit Cards

Notes: ¹ Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology. ² Fixed rate introductory APR% applies for the length of the introductory period.

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