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World MasterCard® with WorldPoints™ |
| Issued by: Bank of America |
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• Earn 1 Point for every dollar you spend in net retail purchases.
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Good / Excellent |
| Annual APR% |
7.9% or 13.99%fix. 2 |
| Annual Fees |
$0 |
| Introductory APR% |
none* |
| Introductory Period |
none |
| *0% Intro APR applies to balance transfers and cash advance checks for your first 12 billing cycles |
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| Issuer's Description: |
| 7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts. 0% Intro Annual Percentage Rate (APR)on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. No Annual Fee. Online account access and Points management. Access to the MyConciergeSM service, a unique personal assistance service. Absolute Fraud Protection. Card issued by FIA Card Services, N.A.
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
7.9% or 13.99% fix. 2 |
7.9% or 13.99% |
19.99% |
| Introductory APR% |
none * |
0% |
0% |
| Introductory Period |
none |
12 billing cycles |
12 billing cycles |
| Default APR% |
see terms |
see terms |
see terms |
| Minimum Grace Period |
20 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
$10 |
$10 |
| Maximum |
none |
none |
none |
| Fee Rate |
3% |
3% |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Annual Fees |
$0 |
| Misc. Fees |
Over-The-Limit Fee: None |
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| Card Notes & Features |
- 7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts.
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- Access to the MyConciergeSM service, a unique personal assistance service
- Card issued by FIA Card Services, N.A.
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