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Credit Card Applications Online > Rewards > Retail Points > Visa Signature® with WorldPoints™

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Visa Signature® with WorldPoints™

   Issued by: Bank of America
card status: Signature Status Visa Signature® with WorldPoints™ secure application
   
   
   • Earn 1 Point for every $1 spent
   • Redeemable for cash, dining, travel and more
Card Highlights:
Card Category Consumer
Credit Required Good / Excellent
Annual APR% 7.9% or 13.99%fix. 2
Annual Fees $0
Introductory APR% none*
Introductory Period none
*0% Intro APR applies to balance transfers and cash advance checks for your first 12 billing cycles
 
Issuer's Description:
7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts. 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. No Annual Fee. Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues. Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants. Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible. Card issued by FIA Card Services, N.A.
       
CardPick Review:
       
Credit Card Rates Purchases Balance Transfers Cash Advances
Annual. APR% 7.9% or 13.99% fix. 2 7.9% or 13.99% fix. 2 19.99% fix. 2
Introductory APR% none * 0% fix. 2 0% fix. 2
Introductory Period none 12 billing cycles 12 billing cycles
Default APR% see terms see terms see terms
Minimum Grace Period 20 days none none
       
Credit Card Fees Foreign Exchange Balance Transfers Cash Advances
Minimum none $10 $10
Maximum none none none
Fee Rate 3% 3% 3%
       
Other Fees      
Setup Fee $0
Late Payment Fee Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Annual Fees $0
Misc. Fees Over-The-Limit Fee: None
       
Card Notes & Features
  • 7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts.
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible
  • Card issued by FIA Card Services, N.A.
Card Ratings
CardPick Rating: cardpick rating out of 5        User Rating: 3 out of 5 stars
cardpick editor rating (Based on: 1 vote)
 
 
This Credit Card application has received: 70 user clicks.
Visa Signature® with WorldPoints™ application
 
Also See: Retail Points Credit Cards
 

Notes:
1 Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology.

2 Fixed rate introductory APR% applies for the length of the introductory period.

 
 
 
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