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Visa Signature® with WorldPoints™ |
| Issued by: Bank of America |
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• Earn 1 Point for every $1 spent
• Redeemable for cash, dining, travel and more |
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Good / Excellent |
| Annual APR% |
7.9% or 13.99%fix. 2 |
| Annual Fees |
$0 |
| Introductory APR% |
none* |
| Introductory Period |
none |
| *0% Intro APR applies to balance transfers and cash advance checks for your first 12 billing cycles |
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| Issuer's Description: |
| 7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts. 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. No Annual Fee. Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants. Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible. Card issued by FIA Card Services, N.A.
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
7.9% or 13.99% fix. 2 |
7.9% or 13.99% fix. 2 |
19.99% fix. 2 |
| Introductory APR% |
none * |
0% fix. 2 |
0% fix. 2 |
| Introductory Period |
none |
12 billing cycles |
12 billing cycles |
| Default APR% |
see terms |
see terms |
see terms |
| Minimum Grace Period |
20 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
$10 |
$10 |
| Maximum |
none |
none |
none |
| Fee Rate |
3% |
3% |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Annual Fees |
$0 |
| Misc. Fees |
Over-The-Limit Fee: None |
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| Card Notes & Features |
- 7.9% APR for Platinum Plus accounts, or 13.99% for Preferred accounts.
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible
- Card issued by FIA Card Services, N.A.
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