Credit Card Applications Online > Rewards > Retail Points > BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card Credit Card Reviews

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BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
Issued by: Bank of America



	• Earn 1 point for every net retail purchase dollar spent • Redeem for Rewards

Card Highlights:

Card Category

Consumer

Credit Required

Good / Excellent

Annual APR%

9.9% or 15.99%^{var. 1}

Annual Fees

Introductory APR%

none^*

Introductory Period

none

0% Intro APR applies to balance transfers and cash advance checks for the first 12 billing cycles

Issuer's Description:

9.9% for Platinum Plus® accounts, or 15.99% for Preferred accounts. 0% Intro Annual Percentage Rate on balance transfers and cash advance checks for the first 12 billing cycles. Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash. Access to the MyConciergeSM service, a unique personal assistance service. Absolute fraud protection against unauthorized use, online and offline. No annual fee. Card issued by FIA Card Services, N.A.

CardPick Review:

Credit Card Rates	Purchases	Balance Transfers	Cash Advances
Annual. APR%	9.9% or 15.99%^{var. 1}	9.9% or 15.99%^{var. 1}	19.99% ^{var. 1}
Introductory APR%	none ^*	0% ^{fix. 2}	0%^{fix. 2}
Introductory Period	none	12 billing cycles	12 billing cycles
Default APR%	see terms	see terms	see terms
Minimum Grace Period	20 days	none	none

Credit Card Fees	Foreign Exchange	Balance Transfers	Cash Advances
Minimum	none	$10	$10
Maximum	none	none	none
Fee Rate	3%	3%	3%

Other Fees
Setup Fee	$0
Late Payment Fee	Based on your balance as of the day the fee is assessed- $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250.
Annual Fees	$0
Misc. Fees	Over the credit limit fee: Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000.

Card Notes & Features

9.9% for Platinum Plus® accounts, or15.99% for Preferred accounts
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for the first 12 billing cycles.
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash
Access to the MyConciergeSM service, a unique personal assistance service
Absolute fraud protection against unauthorized use, online and offline

Card Ratings
CardPick Rating:	User Rating:
	(Based on: 1 vote)


This Credit Card application has received: 148 user clicks.


Also See: Retail Points Credit Cards

Notes: ¹ Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology. ² Fixed rate introductory APR% applies for the length of the introductory period.

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