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American Express® Preferred Rewards Gold Card |
| Issued by: American Express |
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• 10,000 Bonus Membership points
• Redeem travel rewards on 21 airlines |
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Card Highlights: |
| Card Category |
Charge |
| Credit Required |
Good - Excellent |
| Annual APR% |
n/a |
| Annual Fees |
$125* |
| Introductory APR% |
n/a |
| Introductory Period |
n/a |
| * Annual fee waived first year. |
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| Issuer's Description: |
| First Year Fee-Free. Get 10,000 Bonus Membership Rewards points redeemable for Rewards right away. The Membership Rewards® program — a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines. Purchase Protection Plan. Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Online Fraud Protection Guarantee. |
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
n/a |
n/a |
n/a |
| Introductory APR% |
n/a |
n/a |
none |
| Introductory Period |
n/a |
n/a |
none |
| Default APR% |
see terms |
see terms |
see terms |
| Minimum Grace Period |
see terms |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
n/a |
n/a |
| Maximum |
none |
n/a |
n/a |
| Fee Rate |
2% |
n/a |
n/a |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
Varies from state to state, from zero to the greater of $35 or 2.99% of delinquent balance |
| Annual Fees |
$125 * |
| Misc. Fees |
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| Card Notes & Features |
- The Membership Rewards® program — a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines
- Purchase Protection Plan
- Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
- First Year Fee-Free
- Online Fraud Protection Guarantee
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