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Bank of America RewardsSM American Express®Card |
| Issued by: Bank of America |
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• Earn one point for every $1 spent
• Reedeem your points for travel, cash, or gift certificates |
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Good / Excellent |
| Annual APR% |
7.9%fix. 2 |
| Annual Fees |
$0 |
| Introductory APR% |
none* |
| Introductory Period |
none |
| *0% Intro APR applies to balance transfers and cash advance checks for your first 12 billing cycles |
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| Issuer's Description: |
| 0% Intro Annual Percentage Rate (APR)on balance transfers and cash advance checks for your first 12 billing cycles. No annual fee and the flexibility to pay over time. Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates. Earn one point for every net retail purchase dollar. Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service. Card issued by FIA Card Services, N.A.
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
7.9% fix. 2 |
7.9% fix. 2 |
19.99% fix. 2 |
| Introductory APR% |
none * |
0% fix. 2 |
0% fix. 2 |
| Introductory Period |
none |
12 billing cycles |
12 billing cycles |
| Default APR% |
see terms |
see terms |
see terms |
| Minimum Grace Period |
20 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
$10 |
$10 |
| Maximum |
none |
none |
none |
| Fee Rate |
3% |
3% |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Annual Fees |
$0 |
| Misc. Fees |
Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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| Card Notes & Features |
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn one point for every net retail purchase dollar
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more
- Card issued by FIA Card Services, N.A.
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