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Elite Rewards® World MasterCard® Credit Card |
| Issued by: Bank of America |
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• Earn 1 point for $1
• Earn Double Points at participating merchants |
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Good / Excellent |
| Annual APR% |
7.9% or 13.99%fix. 2 |
| Annual Fees |
$0 |
| Introductory APR% |
none* |
| Introductory Period |
none |
| *0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles |
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| Issuer's Description: |
| 7.9% APR for World MasterCard®, Platinum Plus®, or 13.99% Preferred accounts.
Earn Double Points for purchases at participating merchants.0% Introductory Annual Percentage Rate (APR)on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 point for $1 in net retail purchase(s). Get 500 Bonus Points after your first qualifying retail purchase(s). No Annual Fee. Fly on major U.S. airlines with no blackout dates. Avis® car rental discounts and special offers. Gift cards from top retailers and restaurants. |
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
7.9% or 13.99% fix. 2 |
7.9% or 13.99% fix. 2 |
19.99% fix. 2 |
| Introductory APR% |
none * |
0% fix. 2 |
0% fix. 2 |
| Introductory Period |
none |
12 billing cycles |
12 billing cycles |
| Default APR% |
see terms |
see terms |
see terms |
| Minimum Grace Period |
20 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
$10 |
$10 |
| Maximum |
none |
none |
none |
| Fee Rate |
3% |
3% |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Annual Fees |
$0 |
| Misc. Fees |
Over-The-Limit Fee: None for World MasterCard® accounts only. $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 for Platinum Plus® and Preferred accounts. |
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| Card Notes & Features |
- 7.9% APR for World MasterCard®, Platinum Plus®, or 13.99% Preferred accounts
- 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
- Earn Double Points for purchases at participating merchants
- Earn 1 point for $1 in net retail purchases
- Gift cards from top retailers and restaurants
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