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Secured MasterCard® |
| Issued by: Orchard Bank |
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Bad / None |
| Annual APR% |
14.9%var. 1 |
| Annual Fees |
$35 |
| Introductory APR% |
none |
| Introductory Period |
none |
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| Issuer's Description: |
| Reports to all 3 credit bureaus monthly, which can help improve your credit score. Free Online 24-hour Account Access and Bill Pay. Complete your application, including your security deposit, online. Set your own credit limit. |
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
14.9% var. 1 |
14.9% var. 1 |
20.90% var. 1 |
| Introductory APR% |
none |
none |
none |
| Introductory Period |
none |
none |
none |
| Default APR% |
23.40% var. 1 |
none |
23.40% var. 1 |
| Minimum Grace Period |
25 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
see terms |
$5 |
| Maximum |
none |
see terms |
none |
| Fee Rate |
2% |
see terms |
5% |
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| Other Fees |
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| Setup Fee |
$0 - $49 - based on credit history |
| Late Payment Fee |
Late Payment Fee: $29 on balances up to $1,000; $35 on balances over $1,000 |
| Annual Fees |
$35 |
| Misc. Fees |
Over-The-Limit Fee: $29 |
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| Card Notes & Features |
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Complete your application, including your security deposit, online
- Set your own credit limit
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