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GM Flexible Earnings Card Credit Card Reviews

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GM Flexible Earnings Card
Issued by: HSBC Bank



	• A full 1% earnings toward any other new vehicle •

Card Highlights:

Card Category

Consumer

Credit Required

Good / Excellent

Annual APR%

14.24%^{var. 1}

Annual Fees

Introductory APR%

none^*

Introductory Period

none

*0% intro APR on balance transfers for 12 months

Issuer's Description:

The new GM Flexible Earnings Card allows customers to redeem Earnings for Cash Back in addition to GM Vehicle Rewards, giving them even more choice for rewards! The GM Flexible Earnings card offers users an introductory APR of 0% for a full 12 months and 1% Earnings on every single credit card purchase. Those Earnings can be redeemed for cash back or applied toward any new vehicle purchase. The Earnings are tripled to 3% when customers redeem for a brand new, eligible GM car, truck or SUV.

CardPick Review:

Credit Card Rates	Purchases	Balance Transfers	Cash Advances
Annual. APR%	14.24%^{var. 1}	14.24%^{var. 1}	23.65% ^{var. 1}
Introductory APR%	none ^*	0% ^{fix. 2}	none
Introductory Period	none	12 months	none
Default APR%	32.24% ^{var. 1}	32.24%^{var. 1}	32.24%^{var. 1}
Minimum Grace Period	20 days	none	none

Credit Card Fees	Foreign Exchange	Balance Transfers	Cash Advances
Minimum	none	$10	$15
Maximum	none	$99	none
Fee Rate	3%	3%	3%

Other Fees
Setup Fee	$0
Late Payment Fee	$19 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Annual Fees	$0
Misc. Fees	Over-The-Limit Fee: $35

Card Notes & Features

0% introductory APR for 12 months (on balance transfers)
A full 1% cash back option
A full 1% earnings toward any other new vehicle
Triple your earnings to 3% toward an eligible, new GM vehicle
No annual fee

Card Ratings
CardPick Rating:	User Rating:
	(Based on: 1 vote)


This Credit Card application has received: 130 user clicks.


Also See: Cashback Credit Cards

Notes: ¹ Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology. ² Fixed rate introductory APR% applies for the length of the introductory period.

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