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NASCAR RacePointsSM Visa® Credit Card Credit Card Reviews

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NASCAR RacePointsSM Visa® Credit Card
Issued by: Bank of America



	• Earn RacePoints(SM) for purchases • Redeem points for exclusive NASCAR® experiences and collectibles

Card Highlights:

Card Category

Consumer

Credit Required

Good / Excellent

Annual APR%

9.9% or 15.99%^{fix. 2}

Annual Fees

Introductory APR%

none^*

Introductory Period

none

*0% Intro APR applies to balance transfers and cash advance checks for your first 12 billing cycles

Issuer's Description:

Earn RacePoints(SM) every time you make a purchase. Redeem points for exclusive NASCAR® experiences and collectibles. 9.9% APR for Platinum Plus accounts, or 15.99% for Preferred accounts. No Annual Fee. Free online account access. 0% Introductory Annual Percentage Rate (APR)on balance transfers and cash advance checks for your first 12 billing cycles.

CardPick Review:

Credit Card Rates	Purchases	Balance Transfers	Cash Advances
Annual. APR%	9.9% or 15.99%^{fix. 2}	9.9% or 15.99%	19.99%
Introductory APR%	none ^*	0%	0%
Introductory Period	none	12 billing cycles	12 billing cycles
Default APR%	see terms	see terms	see terms
Minimum Grace Period	20 days	none	none

Credit Card Fees	Foreign Exchange	Balance Transfers	Cash Advances
Minimum	none	$10	$10
Maximum	none	none	none
Fee Rate	3%	3%	3%

Other Fees
Setup Fee	$0
Late Payment Fee	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Annual Fees	$0
Misc. Fees	Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000

Card Notes & Features

9.9% APR for Platinum Plus accounts, or 15.99% for Preferred accounts.
Earn RacePoints(SM) every time you make a purchase
Redeem points for exclusive NASCAR® experiences and collectibles
0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
No Annual Fee.

Card Ratings
CardPick Rating:	User Rating:
	(Based on: 1 vote)


This Credit Card application has received: 57 user clicks.


Also See: Visa Credit Cards

Notes: ¹ Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology. ² Fixed rate introductory APR% applies for the length of the introductory period.

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