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Discover® Open Road Card Credit Card Reviews

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Discover® Open Road Card
Issued by: Morgan Stanley



	• Full 5% Cashback Bonus® on gas and auto maintenance purchases •

Card Highlights:

Card Category

Consumer

Credit Required

Good / Excellent

Annual APR%

10.99%^{var. 1}

Annual Fees

Introductory APR%

0%^{fix. 2 *}

Introductory Period

6 months

0% Introductory APR* on Purchases for 6 months and Balance Transfers for 12 months

Issuer's Description:

No other card rewards you like the Discover® Open Road Card. Enjoy a 0% Introductory APR* on Purchases for 6 months and Balance Transfers for 12 months and earn 5% Cashback Bonus® on gas and auto maintenance purchases and up to 1% Cashback Bonus® on all your other purchases automatically*. Plus, you will earn cash rewards that never expire and pay no annual fee. For your peace of mind you’ll have a $0 fraud liability guarantee and the easiest online Account management options. You also have the option to DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners

CardPick Review:

Credit Card Rates	Purchases	Balance Transfers	Cash Advances
Annual. APR%	10.99%^{var. 1}	10.99%^{var. 1}	20.99% ^{fix. 2}
Introductory APR%	*0% ^{fix. 2 }**	0%	none
Introductory Period	6 months	12 months	none
Default APR%	28.99% ^{var. 1}	28.99%^{var. 1}	28.99%^{var. 1}
Minimum Grace Period	25 days	none	none

Credit Card Fees	Foreign Exchange	Balance Transfers	Cash Advances
Minimum	n/a	$10	$5
Maximum	n/a	$75	none
Fee Rate	n/a	3%	3%

Other Fees
Setup Fee	$0
Late Payment Fee	$15 on balances up to $500; $39 on balances over $500
Annual Fees	$0
Misc. Fees	Over-The-Limit Fee: $15 on balances up to $500; $39 on balances over $500

Card Notes & Features

0% Introductory APR* on Purchases for 6 months and Balance Transfers for 12 months
Full 5% Cashback Bonus® on gas and auto maintenance purchases
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards that never expire
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners

Card Ratings
CardPick Rating:	User Rating:
	(Based on: 1 vote)


This Credit Card application has received: 79 user clicks.


Also See: Discover Credit Cards

Notes: ¹ Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology. ² Fixed rate introductory APR% applies for the length of the introductory period.

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