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Discover® Student Tropical Beach Card Credit Card Reviews

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Discover® Student Tropical Beach Card
Issued by: Morgan Stanley



	• 5% Cashback Bonus® on Get More •

Card Highlights:

Card Category

Student

Credit Required

Bad / None

Annual APR%

16.99%^{var. 1}

Annual Fees

Introductory APR%

0%^{fix. 2}

Introductory Period

6 months

*0% Intro APR on Purchases only for 6 Months

Issuer's Description:

Building credit history is key to a solid financial foundation, and no other card allows you to build your credit history like the Discover® Student Tropical Beach Card. Enjoy a 0% Intro APR on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy the Easiest Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus on all other purchases automatically*. No need to worry because the unlimited cash rewards never expire as long as you use your Card. You also have the option toDouble rewards with more than 100 Cashback Bonus Partners* . Start Saving Today

CardPick Review:

Credit Card Rates	Purchases	Balance Transfers	Cash Advances
Annual. APR%	16.99%^{var. 1}	16.99%^{var. 1}	20.99% ^{fix. 2}
Introductory APR%	0% ^{fix. 2}	none	none
Introductory Period	6 months	none	none
Default APR%	21.99% ^{var. 1}	21.99%^{var. 1}	21.99%^{var. 1}
Minimum Grace Period	25 Days	none	none

Credit Card Fees	Foreign Exchange	Balance Transfers	Cash Advances
Minimum	n/a	$10	$5
Maximum	n/a	$75	none
Fee Rate	n/a	3%	3%

Other Fees
Setup Fee	$0
Late Payment Fee	$15 on balances up to $500; $39 on balances over $500
Annual Fees	$0
Misc. Fees	Over-The-Limit Fee: $15 on balances up to $500; $39 on balances over $500

Card Notes & Features

0% Intro APR* on Purchases for 6 Months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more
Up to 1% Cashback Bonus on all other purchases automatically
Build Your Credit History
Double rewards with more than 100 Cashback Bonus Partners*

Card Ratings
CardPick Rating:	User Rating:
	(Based on: 2 votes)


This Credit Card application has received: 146 user clicks.


Also See: Morgan Stanley Credit Cards

Notes: ¹ Variable interest rates are subject to change. Please check the terms & conditions at the card issuer's website for the latest rate information and calculation methodology. ² Fixed rate introductory APR% applies for the length of the introductory period.

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