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Discover® More Card - Sealife Collection |
| Issued by: Morgan Stanley |
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• 5% Cashback Bonus® on Get More purchases
• 1% all other purchases |
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Card Highlights: |
| Card Category |
Consumer |
| Credit Required |
Good / Excellent |
| Annual APR% |
10.99%var. 1 |
| Annual Fees |
$0 |
| Introductory APR% |
10.99%fix. 2 |
| Introductory Period |
6 months |
| *0% intro APR does not apply to cash advances |
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| Issuer's Description: |
| No other card rewards you like the Discover® More Card. Enjoy a 0% Introductory APR* on Purchases for 6 months and Balance Transfers for 12 months and earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus on all other purchases automatically*. Plus, unlimited cash rewards that never expire and for your peace of mind you’ll have a $0 fraud liability guarantee. This card also offers the easiest online Account management options and you’ll pay no annual fee. You also have the option to Double rewards with more than 100 Cashback Bonus Partners* |
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
10.99% var. 1 |
10.99% var. 1 |
23.99% fix. 2 |
| Introductory APR% |
10.99% fix. 2 |
0% fix. 2 |
none |
| Introductory Period |
6 months |
12 months |
none |
| Default APR% |
28.99% var. 1 |
28.99% var. 1 |
28.99% var. 1 |
| Minimum Grace Period |
25 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
n/a |
$10 |
$5 |
| Maximum |
n/a |
$75 |
none |
| Fee Rate |
none |
3% |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
$15 on balances up to $500, and $39 on balances over $500. |
| Annual Fees |
$0 |
| Misc. Fees |
OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500 |
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| Card Notes & Features |
- 0% Intro APR* on Purchases for 6 months and Balance Transfers for 12 months
- 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards that never expire
- Double rewards with more than 100 Cashback Bonus Partners*
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