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Discover Student Monogram Card |
| Issued by: Morgan Stanley |
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• DOUBLE your Cashback Bonus when you redeem for gift cards or certificates
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Card Highlights: |
| Card Category |
Student |
| Credit Required |
Bad / None |
| Annual APR% |
16.99%var. 1 |
| Annual Fees |
0$ |
| Introductory APR% |
0%fix. 2 |
| Introductory Period |
6 months |
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| Issuer's Description: |
| No other card allows you to build credit history and express your individuality like the Discover® Student Monogram Card. Choose a personalized card design today and enjoy a 0% Intro APR on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy the Easiest Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more* and up to 1% Cashback Bonus on all other purchases automatically*. No need to worry because the unlimited cash rewards never expire as long as you use your Card. You also have the option to Double rewards with more than 100 Cashback Bonus Partners* . Start Saving Today
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| Credit Card Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Annual. APR% |
16.99% var. 1 |
16.99% var. 1 |
23.99% fix. 2 |
| Introductory APR% |
0% fix. 2 |
n/a |
none |
| Introductory Period |
6 months |
n/a |
none |
| Default APR% |
28.99% var. 1 |
28.99% var. 1 |
28.99% var. 1 |
| Minimum Grace Period |
25 days |
none |
none |
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| Credit Card Fees |
Foreign Exchange |
Balance Transfers |
Cash Advances |
| Minimum |
none |
$10 |
$5 |
| Maximum |
none |
$75 |
none |
| Fee Rate |
2% |
3% |
3% |
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| Other Fees |
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| Setup Fee |
$0 |
| Late Payment Fee |
$15 on balances up to $500, and $39 on balances over $500. |
| Annual Fees |
0$ |
| Misc. Fees |
OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500 |
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| Card Notes & Features |
- Choose your personalized card desig
- 0% Intro APR* on Purchases for 6 Months
- 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more
- Up to 1% Cashback Bonus on all other purchases automatically
- Double rewards with more than 100 Cashback Bonus Partners*
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